Last Updated: 20 July 2026
By accessing and using the website yagivi-wunuxu.info (the "Website"), you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please discontinue use of the Website immediately.
These Terms of Use apply to all visitors and users of the Website. They govern access to all content published on the Website, including but not limited to text, images, downloadable materials, and any other content associated with the Yagivi Wunuxu educational series.
These Terms are governed by Polish law, including the Polish Civil Code (Kodeks cywilny), the Act of 18 July 2002 on Providing Services by Electronic Means (Dz.U. 2002 Nr 144, poz. 1204, as amended), and applicable European Union law.
All content published on this Website and within the Yagivi Wunuxu educational series is provided for informational and educational purposes only. Nothing on this Website constitutes financial advice, investment advice, tax advice, legal advice, or any other form of professional advice.
The series teaches a habit-building approach to personal finance orientation. It does not recommend specific financial products, investment strategies, or financial decisions. Users are solely responsible for any decisions they make regarding their personal finances.
Where professional financial, legal, or tax guidance is needed, users are advised to consult a qualified professional licensed to provide such services in their jurisdiction.
All content on this Website, including text, graphics, logos, images, downloadable materials, and the overall design and structure of the Website, is the intellectual property of the operator of Yagivi Wunuxu or is used with appropriate permission. This content is protected by Polish copyright law (Ustawa z dnia 4 lutego 1994 r. o prawie autorskim i prawach pokrewnych, Dz.U. 1994 Nr 24, poz. 83, as amended) and applicable EU intellectual property law.
Users may access and view content for personal, non-commercial educational use. Reproduction, distribution, modification, or republication of any content from this Website without prior written permission is prohibited.
Downloading materials made available for download as part of series access does not transfer any intellectual property rights to the user. Downloaded materials may be used for personal educational purposes only.
Users may use the Website to access educational content, submit contact enquiries, and navigate between pages for informational purposes.
The following uses are prohibited: attempting to gain unauthorised access to any part of the Website or its underlying systems; using automated tools to scrape, crawl, or extract content from the Website without permission; transmitting any harmful, unlawful, or disruptive content through contact forms or other communication channels; using content from the Website for commercial purposes without prior written consent; impersonating any person or entity in connection with use of the Website.
The operator reserves the right to restrict or terminate access to the Website for users who violate these terms.
To the extent permitted by applicable Polish and EU law, the operator of Yagivi Wunuxu is not liable for any direct, indirect, incidental, or consequential loss or damage arising from use of or reliance on the content of this Website.
The Website is provided on an "as is" basis. No representation is made that the Website will be available without interruption, error-free, or free from viruses or other harmful components. Users access the Website at their own risk.
Nothing in these Terms limits liability that cannot be excluded under mandatory provisions of Polish consumer protection law, including the Act of 30 May 2014 on Consumer Rights (Dz.U. 2014 poz. 827, as amended).
This Website may contain links to external websites for informational purposes. The operator of Yagivi Wunuxu does not control the content of external websites and is not responsible for their content, privacy practices, or terms of use.
The inclusion of a link to an external website does not constitute endorsement of that website or its content. Users access external websites at their own risk and should review the terms and privacy policies of those websites independently.
These Terms of Use may be updated from time to time. The date of the most recent revision is shown at the top of this document. Continued use of the Website after changes are published constitutes acceptance of the revised Terms.
The operator reserves the right to modify, suspend, or discontinue any part of the Website at any time without notice. The operator is not liable to any user for any modification, suspension, or discontinuation of the Website or its content.
These Terms of Use are governed by and construed in accordance with the laws of the Republic of Poland. Any dispute arising from or in connection with these Terms shall be subject to the jurisdiction of the competent courts of Poland, without prejudice to any mandatory consumer protection rights under applicable EU law.
Users who are consumers within the meaning of Polish and EU consumer law retain all rights afforded to them under mandatory consumer protection provisions, regardless of these Terms. The European Commission's Online Dispute Resolution platform is available at ec.europa.eu/consumers/odr for cross-border disputes.